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Habit-Based Financial Management - Answers and Advice

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Habit-Based Financial Management from the "answers and advice" series by Skip Pulley If you're a millennial or Gen Y,Z,A, there is a high likelihood that you are going to find   planners, calendars and bank statements overwhelming in some sense.  This is because a personal environment "structure" is actually repulsive to you  on an unconscious level, due to predictive (media) programming,  the conditioning stimuli of modern (western) society,  the plastic/petrochemical content in the food (in the US) and your reliance on AI devices* (see footnote).